<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd"><html xmlns="http://www.w3.org/1999/xhtml" xmlns:v="urn:schemas-microsoft-com:vml"><head>
    <title data-ignore-plain-text>Oct. 2020 E-News: Re &ldquo;Zooming&rdquo; Comm. Ed Talks, Medicare Open Enrollment&hellip;</title>
    <meta http-equiv="content-type" content="text/html; charset=utf-8">
    <meta name="viewport" content="width=device-width, initial-scale=1.0">
    <meta http-equiv="X-UA-Compatible" content="IE=edge">
    <meta name="format-detection" content="address=no">

    <!--[if (gte mso 9)|(IE)]>
    <style type="text/css" media="screen">
      table {
        border-collapse: collapse;
      }
      li {
        text-indent: -1em;
      }
      v\:* {
        behavior: url(#default#VML);
      }
    </style>
    <![endif]-->

    <style type="text/css" media="all">
      body,
.section-text-area,
.section-text-area-wrapper,
.section-text-cell {
    overflow-wrap: break-word;
    word-wrap: break-word;
    -ms-word-break: break-all;
    word-break: break-word;
}
body {
    width: 100% !important;
    min-width: 100% !important;
    -ms-text-size-adjust: none;
    -webkit-text-size-adjust: none;
    mso-line-height-rule: exactly;
}
.mobile-only-stacking-cell {
    display: none;
}
@media only screen and (min-width:  594px ) {
    table#newsletter-table {
        border-top: 44px solid #060d6e !important;
        border-bottom: 44px solid #060d6e !important;
    }
    table#newsletter-email {
        width: 594px;
    }
    table.footer-section p.footer-company-info,
    table.footer-section p.footer-links,
    table.footer-section p.social-links {
        max-width: 352px;
    }
}
@media only screen and (max-width:  593px ) {
    table#newsletter-table {
        border-top: 22px solid #060d6e !important;
        border-bottom: 22px solid #060d6e !important;
    }
    table#newsletter-email {
        width: 414px;
    }
    img.section-scaleable-image {
        width: 100% !important;
        height: auto !important;
    }
    .mobile-only-stacking-cell {
        display: table-cell !important;
    }
    .desktop-only-stacking-cell,
    .horizontal-spacing {
        display: none;
    }
}
@media only screen and (max-width:  413px ) {
    table#newsletter-table {
        border-top: 0px solid #060d6e !important;
        border-bottom: 0px solid #060d6e !important;
    }
    table#newsletter-email {
        width: 100%;
    }
}
@media yahoo {
    td {
        -webkit-padding-start: none;
    }
}
span.mail-merge-preview {
    border-bottom: 2px dotted currentColor;
    display: inline-block;
    line-height: 1em !important;
    margin-bottom: .125em !important;
}
table#newsletter-section-body .linked-site-title-link {
    color: #5069b3 !important;
}
#header-header-section-stacked-top-0 .brand-name .linked-site-title-link {
    color: #050c6e;
    text-decoration: none;
}
#footer-footer-section-stacked-top-0 .brand-name .linked-site-title-link {
    color: #000;
    text-decoration: none;
}
#text-text-section-0 .section-text-area blockquote {
    padding-left: 20px;
    padding-right: 20px;
}
#text-text-section-1 .section-text-area blockquote {
    padding-left: 20px;
    padding-right: 20px;
}
#text-text-section-2 .section-text-area blockquote {
    padding-left: 20px;
    padding-right: 20px;
}
body.renderedPreview #line-line-section-3 div.basic-line[data-line="dashed"] {
    border-width: .5px 0 !important;
}
#text-text-section-4 .section-text-area blockquote {
    padding-left: 20px;
    padding-right: 20px;
}
body.renderedPreview #line-line-section-5 div.basic-line[data-line="dashed"] {
    border-width: .5px 0 !important;
}
#text-text-section-6 .section-text-area blockquote {
    padding-left: 20px;
    padding-right: 20px;
}
body.renderedPreview #line-line-section-7 div.basic-line[data-line="dashed"] {
    border-width: .5px 0 !important;
}
#text-text-section-8 .section-text-area blockquote {
    padding-left: 20px;
    padding-right: 20px;
}
@media only screen and (max-width:  593px ) {
    #image-image-section-list-right-9 table.list-left-layout td.section-image-cell,
    #image-image-section-list-right-9 table.list-right-layout td.section-image-cell {
        width: 154px !important;
    }
    #image-image-section-list-right-9 table.list-left-layout td.standard-text-area,
    #image-image-section-list-right-9 table.list-right-layout td.standard-text-area {
        padding-top: 0 !important;
    }
}
@media only screen and (max-width:  413px ) {
    #image-image-section-list-right-9 table.list-left-layout td.section-image-cell,
    #image-image-section-list-right-9 table.list-right-layout td.section-image-cell {
        width: 132px !important;
    }
}
@media only screen and (max-width:  374px ) {
    #image-image-section-list-right-9 table.list-left-layout td.section-image-cell,
    #image-image-section-list-right-9 table.list-right-layout td.section-image-cell {
        width: 110px !important;
    }
}
#text-text-section-10 .section-text-area blockquote {
    padding-left: 20px;
    padding-right: 20px;
}
#text-text-section-11 .section-text-area blockquote {
    padding-left: 20px;
    padding-right: 20px;
}
#text-text-section-12 .section-text-area blockquote {
    padding-left: 20px;
    padding-right: 20px;
}
body.renderedPreview #line-line-section-13 div.basic-line[data-line="dashed"] {
    border-width: .5px 0 !important;
}
#text-text-section-14 .section-text-area blockquote {
    padding-left: 20px;
    padding-right: 20px;
}
#text-text-section-15 .section-text-area blockquote {
    padding-left: 20px;
    padding-right: 20px;
}
#text-text-section-16 .section-text-area blockquote {
    padding-left: 20px;
    padding-right: 20px;
}
#text-text-section-17 .section-text-area blockquote {
    padding-left: 20px;
    padding-right: 20px;
}
#text-text-section-18 .section-text-area blockquote {
    padding-left: 20px;
    padding-right: 20px;
}
body.renderedPreview #line-line-section-19 div.basic-line[data-line="dashed"] {
    border-width: .5px 0 !important;
}
#text-text-section-20 .section-text-area blockquote {
    padding-left: 20px;
    padding-right: 20px;
}
#text-text-section-21 .section-text-area blockquote {
    padding-left: 20px;
    padding-right: 20px;
}
body.renderedPreview #line-line-section-22 div.basic-line[data-line="dashed"] {
    border-width: .5px 0 !important;
}
#text-text-section-23 .section-text-area blockquote {
    padding-left: 20px;
    padding-right: 20px;
}
#text-text-section-24 .section-text-area blockquote {
    padding-left: 20px;
    padding-right: 20px;
}
body.renderedPreview #line-line-section-25 div.basic-line[data-line="dashed"] {
    border-width: .5px 0 !important;
}
#text-text-section-26 .section-text-area blockquote {
    padding-left: 20px;
    padding-right: 20px;
}
#text-text-section-27 .section-text-area blockquote {
    padding-left: 20px;
    padding-right: 20px;
}
body.renderedPreview #line-line-section-28 div.basic-line[data-line="dashed"] {
    border-width: .5px 0 !important;
}
#text-text-section-29 .section-text-area blockquote {
    padding-left: 20px;
    padding-right: 20px;
}
body.renderedPreview #line-line-section-30 div.basic-line[data-line="dashed"] {
    border-width: .5px 0 !important;
}

    </style>
    
    
    <!--[if (mso)|(mso 16)]>
      <style type="text/css">
        a {text-decoration: none;}
      </style>
    <![endif]-->
  </head>
  <body style="font-size:16px;font-weight:normal;width:100%;height:100%;margin:0px;padding:0px;background-color:#060d6e;">
    <table border="0" cellpadding="0" cellspacing="0" width="100%" align="center" bgcolor="#060D6E" id="newsletter-table" style="font-size:16px;font-weight:normal;width:100%;height:100%;margin:0px;padding:0px;border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;background-color:#060d6e;border:0px solid #060d6e;">
  <tbody><tr>
    <td align="center" valign="top" id="newsletter-cell" style="font-size:.9375em;width:100%;height:100%;margin:0px;padding:0px;border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
      <div data-ignore-plain-text class="newsletter-preview-text" style="color: transparent; display: none !important; height: 0; max-height: 0; max-width: 0; opacity: 0; overflow: hidden; mso-hide: all; visibility: hidden; width: 0;">Resources to Help You Make Informed Decisions about Your Healthcare $$PLAIN_TEXT_PREVIEW$$</div>
      <div class="gmail-auto-resize-hack" style="mso-hide: all"></div>
      <table border="0" cellpadding="0" cellspacing="0" width="594" bgcolor="#FFFFFF" id="newsletter-email" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;border:0px solid #060d6e;">
        <tbody><tr>
          <td align="center" valign="top" id="newsletter-email-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
            <table border="0" cellpadding="0" cellspacing="0" width="100%" id="newsletter-email-wrapper" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
              <tbody><tr>
                <td align="center" valign="top" class="book-contrast-2" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
                  <table border="0" cellpadding="0" cellspacing="0" width="100%" id="newsletter-section-header" style="width:100%;min-width:100%;border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
                    <tbody><tr>
                      <td align="center" valign="middle" id="newsletter-section-header-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
                        
<div id="header-header-section-stacked-top-0">

<table border="0" cellpadding="0" cellspacing="0" width="100%" class="view-in-browser-table" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
  <tbody><tr>
    <td align="center" valign="middle" class="section-content-cell section-text-area section-header-view-in-browser" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
      <p class="view-in-browser" style="color:inherit;line-height:1.618em;font-weight:normal;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;font-size:11px;margin-bottom:11px;"><a href="#" class="view-in-browser-link" style="color:#5069b3 !important;text-decoration-line:underline !important;text-decoration-color:#0A105A;"><span class="view-in-browser-link-text" style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;color:#0A105A;">View in Browser</span></a></p>
    </td>
  </tr>
</tbody></table>

<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="section-content header-section header-section-stacked" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;background-color:transparent;">
  <tbody><tr>
    <td align="center" valign="middle" class="section-content-cell section-text-area" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:10px;padding-right:22px;padding-bottom:5px;padding-left:22px;">
      
  
  
    
      <a href="https://www.beaconpatientsolutions.com/" style="color:#5069b3 !important;"><img class="brand-logo" src="https://static1.squarespace.com/static/5a7caf99bce17606d35ba9f2/t/5dcf0a4cd980ba7a881874f1/1602859030583/" height="110" style="display:block;border:0;outline:none;text-decoration:none;line-height:0;font-size:0;-ms-interpolation-mode:bicubic;color:#050c6e;height:auto;max-height:110px;max-width:100%;width:auto;"></a>
    
  
  

      
      
    </td>
  </tr>
</tbody></table>

</div>
                      </td>
                    </tr>
                  </tbody></table>
                  <table border="0" cellpadding="0" cellspacing="0" width="100%" id="newsletter-section-body" style="width:100%;min-width:100%;border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
                    <tbody><tr>
                      <td align="center" valign="top" width="100%" id="newsletter-section-body-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
                        
<div id="text-text-section-0">
<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="text-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:0px;padding-right:0px;padding-bottom:6px;padding-left:0px;color:#050c6e;background-color:transparent;">
      <h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;text-align:center;"><strong><a href="https://www.beaconpatientsolutions.com" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;">www.beaconpatientsolutions.com</a> :: <a href="tel:+16176512140" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;">(617) 651-2140</a></strong></h4>
    </td>
  </tr>
</tbody></table>

</div>
<div id="text-text-section-1">
<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="#3D5EBF" class="text-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:4px;padding-right:0px;padding-bottom:0px;padding-left:0px;color:#fff;background-color:#3d5ebf;">
      <h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;text-align:center;"><em><strong>The Patient Advocate You Need</strong></em></h4>
    </td>
  </tr>
</tbody></table>

</div>
<div id="text-text-section-2">
<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="text-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;color:#5069b3;background-color:transparent;">
      <h3 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.46484375em;mso-line-height-alt:1.46484375em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:0em;text-align:center;"><em><strong>October 2020</strong></em></h3>
    </td>
  </tr>
</tbody></table>

</div>
<div id="line-line-section-3">

<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="#3D5EBF" class="line-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td align="center" valign="middle" width="100%" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
      <table border="0" cellpadding="0" cellspacing="0" width="100%" class="line-section-table section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;width:92%;min-width:92%;">
        <tbody><tr>
          <td align="center" valign="middle" class="section-content-cell" width="100%" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:8px;padding-right:0;padding-bottom:8px;padding-left:0;">
            <div class="basic-line" data-line="solid" style="background:none;font-size:0;margin:0;line-height:0;height:0;width:100%;border-style:solid none;border-width:1px 0 0px;border-color:#fff;">&nbsp;</div>
          </td>
        </tr>
      </tbody></table>
    </td>
  </tr>
</tbody></table>

</div>
<div id="text-text-section-4">
<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="text-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:5px;padding-right:10px;padding-bottom:5px;padding-left:10px;color:#0a105a;background-color:transparent;">
      <h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;">Hi Subscriber First Name,<br><br>I hope you are continuing to find ways to stay informed, connected to others, and active while safely remaining physically distant. <br><br>My newsletter offers resources to help you, your family, community members, colleagues, and friends navigate the healthcare system while adjusting to life in the “time of Covid-19.”<br><br>As always, you can help others learn more about the <a href="https://www.beaconpatientsolutions.com/bpablog/2018/8/8/whyhirebcpa" rel="nofollow" style="color:#5069b3 !important;">importance and impact</a> of working with an independent board certified patient advocate and the solutions I work toward simply by passing my name and this newsletter along to friends, family members, and colleagues.<br><br>Navigating the complexities of the healthcare system can be stressful and time consuming. <a href="mailto:ailene@beaconpatientsolutions.com" rel="nofollow" style="color:#5069b3 !important;">Contact me</a> so that I can help ease the burden.<br><br>Thank you for your support,<br>Ailene Gerhardt, MA, BCPA<br><em>Independent Board Certified Patient Advocate<br>Founder, <a href="https://www.beaconpatientsolutions.com/home" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;">Beacon Patient Solutions LLC</a></em></h4>
    </td>
  </tr>
</tbody></table>

</div>
<div id="line-line-section-5">

<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="#3D5EBF" class="line-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td align="center" valign="middle" width="100%" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
      <table border="0" cellpadding="0" cellspacing="0" width="100%" class="line-section-table section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;width:92%;min-width:92%;">
        <tbody><tr>
          <td align="center" valign="middle" class="section-content-cell" width="100%" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:8px;padding-right:0;padding-bottom:8px;padding-left:0;">
            <div class="basic-line" data-line="solid" style="background:none;font-size:0;margin:0;line-height:0;height:0;width:100%;border-style:solid none;border-width:1px 0 0px;border-color:#fff;">&nbsp;</div>
          </td>
        </tr>
      </tbody></table>
    </td>
  </tr>
</tbody></table>

</div>
<div id="text-text-section-6">
<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="text-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:10px;padding-right:7px;padding-bottom:0px;padding-left:6px;color:#5069b3;background-color:transparent;">
      <h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-top:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;"><strong>This month’s newsletter includes:</strong></h4><ul data-rte-list="default" style="margin-left:1em;margin-right:1em;"><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;"><em><a href="https://www.beaconpatientsolutions.com/speaking-engagements" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;"><strong>Re”Zooming” Community Education Talks</strong></a></em></h4></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;"><em><strong>Medicare Open Enrollment: October 15 - December 7, 2020</strong></em></h4></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;"><em><strong>In Case You Missed It: </strong><a href="https://www.beaconphttps://www.beaconpatientsolutions.com/bpablogatientsolutions.com/bpablog/healthcareneeds" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;"><strong>Previous resources shared</strong></a></em></h4></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;"><em><a href="https://www.beaconpatientsolutions.com/services" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;"><strong>How I Can Help</strong></a></em></h4></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;"><em><strong>Reliable weblinks for </strong><a href="https://www.cdc.gov/coronavirus/2019-ncov/index.html" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;"><strong>COVID-19 </strong></a><strong>information</strong></em></h4></li></ul><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;text-align:center;"><em><a href="https://www.beaconpatientsolutions.com/news" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;"><strong>View past newsletters</strong></a></em></h4>
    </td>
  </tr>
</tbody></table>

</div>
<div id="line-line-section-7">

<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="#3D5EBF" class="line-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td align="center" valign="middle" width="100%" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
      <table border="0" cellpadding="0" cellspacing="0" width="100%" class="line-section-table section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;width:92%;min-width:92%;">
        <tbody><tr>
          <td align="center" valign="middle" class="section-content-cell" width="100%" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:8px;padding-right:0;padding-bottom:8px;padding-left:0;">
            <div class="basic-line" data-line="solid" style="background:none;font-size:0;margin:0;line-height:0;height:0;width:100%;border-style:solid none;border-width:1px 0 0px;border-color:#fff;">&nbsp;</div>
          </td>
        </tr>
      </tbody></table>
    </td>
  </tr>
</tbody></table>

</div>
<div id="text-text-section-8">
<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="text-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:11px;padding-right:44px;padding-bottom:11px;padding-left:44px;color:#5069b3;background-color:transparent;">
      <h3 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.46484375em;mso-line-height-alt:1.46484375em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:0em;text-align:center;"><em><a href="https://www.beaconpatientsolutions.com/speaking-engagements" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;"><strong>Community Education Talks</strong></a><strong> Have Re”Zoomed”</strong></em></h3>
    </td>
  </tr>
</tbody></table>

</div>
<div id="image-image-section-list-right-9">
<table border="0" cellpadding="0" cellspacing="0" bgcolor="transparent" width="100%" class="image-section list-right-layout section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">

  
  
    <tbody><tr>
        
      <td align="left" valign="center" class="section-text-cell section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:22px;padding-right:22px;padding-bottom:22px;padding-left:22px;">
        <div class="section-caption-text" style="color:#0a105a;position:relative;"><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;"><strong>Over the last few months, in addition to helping clients navigating the complexities of our healthcare system, I’ve been fortunate to offer a number of interactive community education talks about </strong><a href="https://www.beaconpatientsolutions.com/solos" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;"><strong>Solo Aging</strong></a><strong> and </strong><a href="https://www.beaconpatientsolutions.com/bpablog/goplan" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;"><strong>Creating a “Go-Plan” in preparation of an Emergency</strong></a><strong>.</strong><br><br><em>Thanks to <a href="https://www.hebrewseniorlife.org/center-communities-brookline" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;">Center Communities of Brookline</a>, <a href="https://ccae.org/" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;">Cambridge Center for Adult Education</a>, <a href="https://cambridgeneighbors.org/" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;">Cambridge Neighbors</a>, and the <a href="https://www.cambridgema.gov/cpl.aspx" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;">Cambridge Public Library</a> for the partnership opportunities.</em></h4></div>
      </td>
        
      <td align="right" valign="center" class="section-image-cell section-content-cell section-hoverable-image" data-aspect="ORIGINAL" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding:0;width:33%;">
        
  <img class="section-scaleable-image" src="https://static1.squarespace.com/static/5a7caf99bce17606d35ba9f2/t/5f96fbd85432d621a9a9e351/1603730395347/webinargraphicblue.png" width="198" height="198" style="display:block;border:0;outline:none;text-decoration:none;line-height:0;font-size:0;background-color:transparent;-ms-interpolation-mode:bicubic;height:auto;width:100%;max-width:100%;">

      </td>
        
  </tr>
  
  

</tbody></table>

</div>
<div id="text-text-section-10">
<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="text-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:0px;padding-right:9px;padding-bottom:4px;padding-left:10px;color:#0a105a;background-color:transparent;">
      <h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;text-align:center;">I’ve offered <a href="https://www.beaconpatientsolutions.com/speaking-engagements" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;">37 talks</a> since 2018 at locations in Brookline, Cambridge, Lexington, Needham, Newton, Wellesley, and Winchester.</h4>
    </td>
  </tr>
</tbody></table>

</div>
<div id="text-text-section-11">
<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="text-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:0px;padding-right:9px;padding-bottom:10px;padding-left:10px;color:#5069b3;background-color:transparent;">
      <h3 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.46484375em;mso-line-height-alt:1.46484375em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:0em;text-align:center;"><a href="mailto:ailene@beaconpatientsolutions.com?subject=Arranging%20a%20Community%20Education%20talk..." target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;"><strong>Book a talk for your community organization, <br>networking groups, clients, and colleagues!</strong></a></h3>
    </td>
  </tr>
</tbody></table>

</div>
<div id="text-text-section-12">
<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="text-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:11px;padding-right:44px;padding-bottom:11px;padding-left:44px;color:#000;background-color:transparent;">
      <h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;text-align:center;"><em>Are you interested in having me speak to a group not based in Massachusetts? <strong>Now is the perfect time to arrange a webinar!</strong></em></h4>
    </td>
  </tr>
</tbody></table>

</div>
<div id="line-line-section-13">

<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="#3D5EBF" class="line-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td align="center" valign="middle" width="100%" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
      <table border="0" cellpadding="0" cellspacing="0" width="100%" class="line-section-table section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;width:92%;min-width:92%;">
        <tbody><tr>
          <td align="center" valign="middle" class="section-content-cell" width="100%" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:8px;padding-right:0;padding-bottom:8px;padding-left:0;">
            <div class="basic-line" data-line="solid" style="background:none;font-size:0;margin:0;line-height:0;height:0;width:100%;border-style:solid none;border-width:1px 0 0px;border-color:#fff;">&nbsp;</div>
          </td>
        </tr>
      </tbody></table>
    </td>
  </tr>
</tbody></table>

</div>
<div id="text-text-section-14">
<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="text-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:0px;padding-right:0px;padding-bottom:5px;padding-left:0px;color:#0a105a;background-color:transparent;">
      <h3 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.46484375em;mso-line-height-alt:1.46484375em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:0em;text-align:center;"><em><a href="https://www.medicare.gov/" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;"><strong>Medicare Open Enrollment</strong></a><strong>: October 15 - December 7, 2020</strong></em></h3>
    </td>
  </tr>
</tbody></table>

</div>
<div id="text-text-section-15">
<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="text-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:0px;padding-right:0px;padding-bottom:5px;padding-left:0px;color:#3d5ebf;background-color:transparent;">
      <h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;text-align:center;"><em>Any change you make during Fall Open Enrollment will take effect January 1</em></h4>
    </td>
  </tr>
</tbody></table>

</div>
<div id="text-text-section-16">
<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="text-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:0px;padding-right:10px;padding-bottom:0px;padding-left:10px;color:#0a105a;background-color:transparent;">
      <p class="" style="color:inherit;margin-bottom:1.25em;font-size:.9375em;line-height:1.618em;font-weight:normal;margin-top:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><strong>The Annual Election Period for Medicare (also known as Medicare Open Enrollment) has arrived. It’s the time Medicare health and drug plans can make changes to cost, coverage, and which providers and pharmacies are in their network. October 15 to December 7 is when all people with Medicare can change their Medicare health plans and prescription drug coverage for the following year to better meet their needs.</strong></p><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;">Useful Resources for learning more:</h4><ul data-rte-list="default" style="margin-left:1em;margin-right:1em;"><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;"><strong>Medicare Glossary: </strong>https://www.medicare.gov/glossary/a</h4></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;"><strong>Find Plans at </strong><a href="https://click.everyaction.com/k/19805429/254529043/-99215018?nvep=ew0KICAiVGVuYW50VXJpIjogIm5ncHZhbjovL3Zhbi9FQS9FQTAwMS8xLzU3NDI2IiwNCiAgIkRpc3RyaWJ1dGlvblVuaXF1ZUlkIjogImNiODMxMWQ4LTJiMDQtZWIxMS05NmY1LTAwMTU1ZDAzYWZmYyIsDQogICJFbWFpbEFkZHJlc3MiOiAiYWlsZW5lQGJlYWNvbnBhdGllbnRhZHZvY2F0ZXMuY29tIg0KfQ%3D%3D&amp;hmac=BJrwCCb07WmYL7Puvp0d3miSsBPohyEshX8ZeGDkx_4=&amp;emci=bb195a4a-2304-eb11-96f5-00155d03affc&amp;emdi=cb8311d8-2b04-eb11-96f5-00155d03affc&amp;ceid=6349957" target="_blank" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;"><strong>Medicare.gov</strong></a><strong>: </strong>where you can see estimates for all your prescriptions.</h4></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;"><strong>The U.S. government’s </strong><a href="https://www.medicare.gov/plan-compare/#/?lang=en&amp;year=2020" target="_blank" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;"><strong>Medicare Plan Finder</strong></a></h4></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;"><strong>Look at the </strong><a href="https://click.everyaction.com/k/19805430/254529044/445755709?nvep=ew0KICAiVGVuYW50VXJpIjogIm5ncHZhbjovL3Zhbi9FQS9FQTAwMS8xLzU3NDI2IiwNCiAgIkRpc3RyaWJ1dGlvblVuaXF1ZUlkIjogImNiODMxMWQ4LTJiMDQtZWIxMS05NmY1LTAwMTU1ZDAzYWZmYyIsDQogICJFbWFpbEFkZHJlc3MiOiAiYWlsZW5lQGJlYWNvbnBhdGllbnRhZHZvY2F0ZXMuY29tIg0KfQ%3D%3D&amp;hmac=BJrwCCb07WmYL7Puvp0d3miSsBPohyEshX8ZeGDkx_4=&amp;emci=bb195a4a-2304-eb11-96f5-00155d03affc&amp;emdi=cb8311d8-2b04-eb11-96f5-00155d03affc&amp;ceid=6349957" target="_blank" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;"><strong>eHandbook</strong></a></h4></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;"><strong>Call 1-800-MEDICARE</strong> during Open Enrollment (10/15-12/7/2020).</h4></li></ul>
    </td>
  </tr>
</tbody></table>

</div>
<div id="text-text-section-17">
<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="text-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:4px;padding-right:5px;padding-bottom:4px;padding-left:5px;color:#5069b3;background-color:transparent;">
      <h3 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.46484375em;mso-line-height-alt:1.46484375em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:0em;text-align:center;"><em><strong>Things to Consider When Choosing <br>Medicare Part D and Medicare Advantage Plans </strong></em></h3>
    </td>
  </tr>
</tbody></table>

</div>
<div id="text-text-section-18">
<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="text-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:0px;padding-right:11px;padding-bottom:10px;padding-left:10px;color:#0a105a;background-color:transparent;">
      <h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-top:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;"><strong>Do your homework:</strong></h4><ol data-rte-list="default" style="margin-left:1em;margin-right:1em;"><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;">Make sure to review any correspondence such as “Evidence of Coverage” (EOC) and “Annual Notice of Change” (ANOC) from your health plan or prescription coverage about changes for 2021.</h4></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;">Consider all costs involved with <a href="https://www.nextavenue.org/choosing-between-medicare-advantage-and-medigap/" rel="nofollow" style="color:#5069b3 !important;">Medicare Advantage plans</a>, not just monthly premiums</h4></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;">Think ahead to any major health procedures you expect to have next year</h4></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-top:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;">Learn what’s new for 2021:</h4><ul data-rte-list="dash" type="dash" style="margin-left:1em;margin-right:1em;"><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;">reduced out of pocket costs for Insulin coverage</h4></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;">New offerings in some Medicare Advantage Plans: coverage for telehealth visits; coverage for acupuncture for chronic lower back pain; coverage for non-medical services that impact beneficiaries' health</h4></li></ul></li></ol><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;"><strong>Seek out Help and Advice:</strong></h4><ul data-rte-list="default" style="margin-left:1em;margin-right:1em;"><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;"><a href="https://shinema.org/" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;"><strong>SHINE:</strong></a> Serving the Health Insurance Needs of Everyone:<strong> </strong>provides FREE unbiased health insurance counseling information and assistance to Massachusetts residents with Medicare, their caregivers and those approaching Medicare eligibility. ​​To find a local counselor in a city or town near you <a href="https://drive.google.com/file/d/1z3Of__7fabczLF2WYpYo3ZXrogOoXPlM/view?usp=sharing" target="_blank" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;"><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">click here</span></a>.​​ <br><br>Do you need assistance in a state other than Massachusetts? Visit the National Program’s website: <a href="https://www.shiptacenter.org/" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;">State Health Insurance Assistance Programs (SHIPs)</a></h4></li><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;font-size:1.171875em;mso-line-height-alt:1.171875em;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;line-height:1.13;margin-top:15px;margin-bottom:15px;"><strong>Useful Articles</strong> about Medicare Open Enrollment Available:</h4><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;font-size:1.171875em;mso-line-height-alt:1.171875em;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;line-height:1.13;margin-top:15px;margin-bottom:15px;"><a href="https://www.cms.gov/Outreach-and-Education/Reach-Out/Find-tools-to-help-you-help-others/Medicare-Open-Enrollment" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;">CMS.gov</a>, <a href="https://www.kff.org/faqs/medicare-open-enrollment-faqs/?view=1" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;">Kaiser Family Foundation</a>, <a href="https://www.aarp.org/health/medicare-insurance/info-2020/what-is-medicare.html" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;">AARP’s Open Enrollment Information Page</a>, Next Avenue’s <a href="https://www.nextavenue.org/make-smart-medicare-open-enrollment-choices-in-2020/?hide_newsletter=true&amp;mc_cid=655a1cdfdf&amp;mc_eid=13f5e127cc" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;">How to Make Smart Medicare Open Enrollment Choices in 2020</a>, <a href="https://www.usatoday.com/story/money/columnist/2020/09/23/medicare-open-enrollment-starts-oct-15-heres-what-to-do/5853137002/" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;">USA Today</a>, <a href="https://www.medicare.gov/drug-coverage-part-d/how-to-get-prescription-drug-coverage/6-tips-for-choosing-medicare-drug-coverage" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;">Tips for Choosing Prescription Drug Coverage (Part D)</a>, <a href="https://www.verywellhealth.com/making-sense-of-open-enrollment-2318672" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;">Verywell Health</a>, <a href="https://www.nerdwallet.com/article/insurance/medicare/medicare-open-enrollment-how-to-shop" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;">NerdWallet</a></h4></li></ul>
    </td>
  </tr>
</tbody></table>

</div>
<div id="line-line-section-19">

<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="#3D5EBF" class="line-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td align="center" valign="middle" width="100%" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
      <table border="0" cellpadding="0" cellspacing="0" width="100%" class="line-section-table section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;width:92%;min-width:92%;">
        <tbody><tr>
          <td align="center" valign="middle" class="section-content-cell" width="100%" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:8px;padding-right:0;padding-bottom:8px;padding-left:0;">
            <div class="basic-line" data-line="solid" style="background:none;font-size:0;margin:0;line-height:0;height:0;width:100%;border-style:solid none;border-width:1px 0 0px;border-color:#fff;">&nbsp;</div>
          </td>
        </tr>
      </tbody></table>
    </td>
  </tr>
</tbody></table>

</div>
<div id="text-text-section-20">
<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="text-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:0px;padding-right:18px;padding-bottom:7px;padding-left:18px;color:#3d5ebf;background-color:transparent;">
      <h3 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.46484375em;mso-line-height-alt:1.46484375em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:0em;text-align:center;"><strong>IN CASE YOU MISSED IT: </strong><a href="https://www.beaconpatientsolutions.com/bpablog/healthcareneeds" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;"><strong>Resources for Preparation</strong></a></h3>
    </td>
  </tr>
</tbody></table>

</div>
<div id="text-text-section-21">
<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="text-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:4px;padding-right:10px;padding-bottom:4px;padding-left:10px;color:#0a105a;background-color:transparent;">
      <h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-top:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;"><a href="https://www.beaconpatientsolutions.com/bpablog/healthcareneeds" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;">Navigating our own healthcare needs</a> when the system is stressed can be challenging. It is important to have your <a href="https://www.beaconpatientsolutions.com/bpablog/phrvalue" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;">personal health record organized</a> and have a <a href="https://www.beaconpatientsolutions.com/bpablog/goplan" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;"><strong>“Go” plan and bag</strong></a> in case you need hospitalization.</h4><ul data-rte-list="default" style="margin-left:1em;margin-right:1em;"><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;"><a href="https://www.beaconpatientsolutions.com/bpablog/healthcareneeds" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;"><strong>My blog post</strong></a><strong> </strong>about navigating your healthcare during this time offers tips on how to be your own best advocate, how to prepare for upcoming appointments and <a href="https://www.beaconpatientsolutions.com/bpablog/healthcareneeds" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;"><strong>READ MORE</strong></a></h4></li></ul><ul data-rte-list="default" style="margin-left:1em;margin-right:1em;"><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;">Many newsletter readers shared that the<strong> </strong><a href="https://www.beaconpatientsolutions.com/bpablog/goplan" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;"><strong>detailed list of what to include in a “Go” plan</strong></a><strong> </strong>was very helpful and I have posted it as its own entry on the blog.<strong> </strong><a href="https://www.beaconpatientsolutions.com/bpablog/goplan" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;"><strong>READ MORE</strong></a></h4></li></ul><ul data-rte-list="default" style="margin-left:1em;margin-right:1em;"><li style="font-weight:normal;margin-top:0px;margin-bottom:0px;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;">Make sure <a href="https://www.beaconpatientsolutions.com/bpablog/2020/4/29/whats-missing-from-your-fridge" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;"><strong>this isn’t missing</strong></a> from your refrigerator <a href="https://www.beaconpatientsolutions.com/bpablog/2020/4/29/whats-missing-from-your-fridge" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;"><strong>READ MORE</strong></a></h4></li></ul>
    </td>
  </tr>
</tbody></table>

</div>
<div id="line-line-section-22">

<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="#3D5EBF" class="line-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td align="center" valign="middle" width="100%" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
      <table border="0" cellpadding="0" cellspacing="0" width="100%" class="line-section-table section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;width:92%;min-width:92%;">
        <tbody><tr>
          <td align="center" valign="middle" class="section-content-cell" width="100%" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:8px;padding-right:0;padding-bottom:8px;padding-left:0;">
            <div class="basic-line" data-line="solid" style="background:none;font-size:0;margin:0;line-height:0;height:0;width:100%;border-style:solid none;border-width:1px 0 0px;border-color:#fff;">&nbsp;</div>
          </td>
        </tr>
      </tbody></table>
    </td>
  </tr>
</tbody></table>

</div>
<div id="text-text-section-23">
<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="text-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;color:#3d5ebf;background-color:transparent;">
      <h2 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.8310546875em;mso-line-height-alt:1.8310546875em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:-.01em;text-align:center;"><strong>I’m Available to Help…</strong></h2>
    </td>
  </tr>
</tbody></table>

</div>
<div id="text-text-section-24">
<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="text-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:0px;padding-right:9px;padding-bottom:0px;padding-left:9px;color:#0a105a;background-color:transparent;">
      <h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;margin-top:1.25em;margin-bottom:1.6em;"><a href="https://www.beaconpatientsolutions.com/services" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;"><strong>Schedule a Consultation</strong></a><strong>:</strong> Sometimes, the opportunity to ask questions or talk through a healthcare situation is the only immediate service a prospective client may initially need. To assist, I offer the opportunity to schedule a one hour phone consultation to meet that need. <a href="mailto:ailene@beaconpatientsolutions.com?subject=Scheduling%20a%20one%20hour%20consultation..." rel="nofollow" style="color:#5069b3 !important;">Email</a> me to find out more.</h4><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;"><a href="https://www.beaconpatientsolutions.com/services" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;"><strong><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">Patient Advocacy Needs Continue:</span></strong></a> During this challenging time, patient advocacy needs continue. I’m available to help with reviewing medical bills for accuracy, insurance claim denials, appointment preparation, and more. Visit my <a href="https://www.beaconpatientsolutions.com/services" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;">client services</a> page to view the full range of services offered.<br><br><a href="https://www.beaconpatientsolutions.com/solos" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;"><strong><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">Are you or do you know a solo ager?</span></strong></a> The <a href="https://www.beaconpatientsolutions.com/solos" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;">SOLO AGERS Advocacy Initiative</a> was created to meet the support and planning needs of Solo Agers. Initiative members work one-on-one with <a href="mailto:ailene@beaconpatientsolutions.com" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;">me</a> to identify and organize healthcare concerns, carefully craft their support team, and learn how to navigate the opportunities and challenges of solo aging. <a href="https://www.beaconpatientsolutions.com/solos" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;"><strong>Now is the perfect time to get started!</strong></a><strong><br></strong></h4>
    </td>
  </tr>
</tbody></table>

</div>
<div id="line-line-section-25">

<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="#3D5EBF" class="line-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td align="center" valign="middle" width="100%" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
      <table border="0" cellpadding="0" cellspacing="0" width="100%" class="line-section-table section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;width:92%;min-width:92%;">
        <tbody><tr>
          <td align="center" valign="middle" class="section-content-cell" width="100%" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:8px;padding-right:0;padding-bottom:8px;padding-left:0;">
            <div class="basic-line" data-line="solid" style="background:none;font-size:0;margin:0;line-height:0;height:0;width:100%;border-style:solid none;border-width:1px 0 0px;border-color:#fff;">&nbsp;</div>
          </td>
        </tr>
      </tbody></table>
    </td>
  </tr>
</tbody></table>

</div>
<div id="text-text-section-26">
<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="text-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;color:#3d5ebf;background-color:transparent;">
      <h3 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.46484375em;mso-line-height-alt:1.46484375em;margin-top:0;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:0em;text-align:center;"><strong>Reliable Resources to Stay Informed:</strong></h3>
    </td>
  </tr>
</tbody></table>

</div>
<div id="text-text-section-27">
<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="text-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:11px;padding-right:13px;padding-bottom:11px;padding-left:13px;color:#0a105a;background-color:transparent;">
      <h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-top:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;"><a href="https://www.cdc.gov/coronavirus/2019-nCoV/index.html" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;"><strong>CDC: </strong></a><em><a href="https://www.cdc.gov/coronavirus/2019-nCoV/index.html" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;">Coronavirus (COVID-19</a>) and </em><a href="https://www.cdc.gov/coronavirus/2019-ncov/prepare/protect-home.html" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;">Resources for Home: Plan, Prepare, and Respond to Coronavirus Disease</a></h4><h4 style="color:inherit;margin:1.414em 0 .5em;font-weight:400;line-height:1.25em;font-size:1.171875em;mso-line-height-alt:1.171875em;margin-bottom:0;font-family:Palatino, Palladio, Baskerville, 'Nimbus Roman No9 L', Garamond, 'Century Schoolbook', serif;letter-spacing:.02em;"><a href="https://www.johnahartford.org/dissemination-center/view/coronavirus-disease-covid-19-resources-for-older-adults-family-caregivers-and-health-care-providers" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;"><strong>The John A Hartford Foundation Resource page:</strong></a> information for older adults, family caregivers, and health care providers. </h4>
    </td>
  </tr>
</tbody></table>

</div>
<div id="line-line-section-28">

<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="#3D5EBF" class="line-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td align="center" valign="middle" width="100%" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
      <table border="0" cellpadding="0" cellspacing="0" width="100%" class="line-section-table section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;width:92%;min-width:92%;">
        <tbody><tr>
          <td align="center" valign="middle" class="section-content-cell" width="100%" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:8px;padding-right:0;padding-bottom:8px;padding-left:0;">
            <div class="basic-line" data-line="solid" style="background:none;font-size:0;margin:0;line-height:0;height:0;width:100%;border-style:solid none;border-width:1px 0 0px;border-color:#fff;">&nbsp;</div>
          </td>
        </tr>
      </tbody></table>
    </td>
  </tr>
</tbody></table>

</div>
<div id="text-text-section-29">
<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="text-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:7px;padding-right:10px;padding-bottom:7px;padding-left:10px;color:#050c6e;background-color:transparent;">
      <p class="" style="color:inherit;font-size:.9375em;line-height:1.618em;font-weight:normal;margin-top:0;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;"><a href="https://www.beaconpatientsolutions.com/" target="" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;"><strong><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">About Beacon Patient Solutions LLC</span></strong></a><strong><span style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;text-decoration:underline;">:<br></span>Beacon Patient Solutions LLC</strong>&nbsp;helps clients navigate the choppy waters of today’s complex healthcare system by empowering them to become educated and confident health care consumers. We are client focused, uniquely knowledgeable, and engage clients to ask the right questions, seek good answers, and secure reliable resources.&nbsp; We provide patient advocacy services in the Greater Boston Area, throughout Massachusetts, and nationwide. Visit our website to learn more:&nbsp;&nbsp;<a href="https://www.beaconpatientsolutions.com/" target="_blank" rel="nofollow noopener noreferrer" style="color:#5069b3 !important;">www.beaconpatientsolutions.com</a>.</p>
    </td>
  </tr>
</tbody></table>

</div>
<div id="line-line-section-30">

<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="line-section section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;">
  <tbody><tr>
    <td align="center" valign="middle" width="100%" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
      <table border="0" cellpadding="0" cellspacing="0" width="100%" class="line-section-table section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;width:92%;min-width:92%;">
        <tbody><tr>
          <td align="center" valign="middle" class="section-content-cell" width="100%" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:22px;padding-right:0;padding-bottom:22px;padding-left:0;">
            <div class="basic-line" data-line="solid" style="background:none;font-size:0;margin:0;line-height:0;height:0;width:100%;border-style:solid none;border-width:1px 0 0px;border-color:#5069b3;">&nbsp;</div>
          </td>
        </tr>
      </tbody></table>
    </td>
  </tr>
</tbody></table>

</div>
                      </td>
                    </tr>
                  </tbody></table>
                  
                    <table border="0" cellpadding="0" cellspacing="0" width="100%" id="newsletter-section-footer" style="width:100%;min-width:100%;border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
                      <tbody><tr>
                        <td align="center" valign="top" id="newsletter-section-footer-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;">
                          
<div id="footer-footer-section-stacked-top-0">
<table border="0" cellpadding="0" cellspacing="0" width="100%" bgcolor="transparent" class="footer-section footer-section-stacked section-content" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;min-width:100%;width:100%;background-color:transparent;">
  <tbody><tr>
    <td align="center" valign="top" class="section-text-area section-content-cell" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;padding-top:0px;padding-right:22px;padding-bottom:0px;padding-left:22px;">
      
  
  
    
      <a href="https://www.beaconpatientsolutions.com/" style="color:#5069b3 !important;"><img class="brand-logo" src="https://static1.squarespace.com/static/5a7caf99bce17606d35ba9f2/t/5dcf0a4cd980ba7a881874f1/1602859030583/" height="86" style="display:block;border:0;outline:none;text-decoration:none;line-height:0;font-size:0;-ms-interpolation-mode:bicubic;color:#050c6e;height:auto;max-height:86px;max-width:100%;width:auto;"></a>
    
  
  

      
  <p class="social-links" style="margin-bottom:1.25em;line-height:1.618em;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;color:#050c6e;font-size:11px;">
    <!--[if (gte mso 9)|(IE)]> <table cellpadding="0" cellspacing="0"><tr> <![endif]-->
    
      <!--[if (gte mso 9)|(IE)]> <td width="41" height="41" valign="bottom" align="center"> <![endif]-->
      <a href="https://www.facebook.com/beaconpatientsolutions" style="color:#5069b3 !important;"><img class="social-link-icon center-align" src="https://static3.squarespace.com/static/newsletters/assets/2126a21797871a0e84748de5ec12c7b6e856eeb3/images/email/social-icons/facebook.png" width="30" hspace="10" alt="facebook" style="font-size:.75em;border:0;outline:none;text-decoration:none;line-height:0;-ms-interpolation-mode:bicubic;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;width:30px;height:auto;display:inline-block;margin:0 10px;"></a>
      <!--[if (gte mso 9)|(IE)]> </td> <![endif]-->
    
      <!--[if (gte mso 9)|(IE)]> <td width="41" height="41" valign="bottom" align="center"> <![endif]-->
      <a href="https://twitter.com/BeaconPatSols" style="color:#5069b3 !important;"><img class="social-link-icon center-align" src="https://static3.squarespace.com/static/newsletters/assets/2126a21797871a0e84748de5ec12c7b6e856eeb3/images/email/social-icons/twitter.png" width="30" hspace="10" alt="twitter" style="font-size:.75em;border:0;outline:none;text-decoration:none;line-height:0;-ms-interpolation-mode:bicubic;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;width:30px;height:auto;display:inline-block;margin:0 10px;"></a>
      <!--[if (gte mso 9)|(IE)]> </td> <![endif]-->
    
      <!--[if (gte mso 9)|(IE)]> <td width="41" height="41" valign="bottom" align="center"> <![endif]-->
      <a href="http://linkedin.com/company/beaconpatientsolutionsllc" style="color:#5069b3 !important;"><img class="social-link-icon center-align" src="https://static3.squarespace.com/static/newsletters/assets/2126a21797871a0e84748de5ec12c7b6e856eeb3/images/email/social-icons/linkedin.png" width="30" hspace="10" alt="linkedin" style="font-size:.75em;border:0;outline:none;text-decoration:none;line-height:0;-ms-interpolation-mode:bicubic;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;width:30px;height:auto;display:inline-block;margin:0 10px;"></a>
      <!--[if (gte mso 9)|(IE)]> </td> <![endif]-->
    
      <!--[if (gte mso 9)|(IE)]> <td width="41" height="41" valign="bottom" align="center"> <![endif]-->
      <a href="mailto:ailene@beaconpatientsolutions.com" style="color:#5069b3 !important;"><img class="social-link-icon center-align" src="https://static3.squarespace.com/static/newsletters/assets/2126a21797871a0e84748de5ec12c7b6e856eeb3/images/email/social-icons/email.png" width="30" hspace="10" alt="email" style="font-size:.75em;border:0;outline:none;text-decoration:none;line-height:0;-ms-interpolation-mode:bicubic;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;width:30px;height:auto;display:inline-block;margin:0 10px;"></a>
      <!--[if (gte mso 9)|(IE)]> </td> <![endif]-->
    
    <!--[if (gte mso 9)|(IE)]> </tr></table> <![endif]-->
  </p>

      
  
    <p class="footer-company-info" style="margin-bottom:1.25em;line-height:1.618em;font-weight:normal;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;color:#050c6e;font-size:11px;">
  <a style="color:#050c6e;text-decoration:none;font-size:inherit;font-family:inherit;font-weight:inherit;line-height:inherit;cursor:default;">Beacon Patient Solutions LLC, 
  Brookline, MA 02446, 
  (617) 651-2140, 
   www.beaconpatientsolutions.com</a>
</p>
  

      

      <p class="footer-links" style="line-height:1.618em;font-weight:normal;margin-bottom:0;font-family:'DejaVu Sans Condensed', 'Liberation Sans', 'Nimbus Sans L', 'Helvetica Neue', Helvetica, Arial, sans-serif;color:#050c6e;font-size:11px;margin:22px 0 0 0;">
  <a href="#" class="unsubscribe-link" style="text-decoration:underline !important;color:#313131;">
    <span class="unsubscribe-link-text" style="font-size:inherit;font-weight:inherit;line-height:inherit;margin:0;">Unsubscribe</span>
  </a>
</p>

    </td>
  </tr>
  <tr>
  <td align="center" valign="top" class="section-padded-shim" style="border-collapse:collapse;border-spacing:0 !important;border-color:transparent;mso-table-lspace:0pt;mso-table-rspace:0pt;height:0;"></td>
</tr>
</tbody></table>

</div>
                        </td>
                      </tr>
                    </tbody></table>
                  
                </td>
              </tr>
            </tbody></table>
          </td>
        </tr>
      </tbody></table>
    </td>
  </tr>
</tbody></table>

  

</body></html>