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Resources to Help You Make Informed Decisions about Your Healthcare $$PLAIN_TEXT_PREVIEW$$
The Patient Advocate You Need
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Hi Subscriber First Name,
I hope you are continuing to find ways to stay informed, connected to others, and active while safely remaining physically distant.
My newsletter offers resources to help you, your family, community members, colleagues, and friends navigate the healthcare system while adjusting to life in the “time of Covid-19.”
As always, you can help others learn more about the importance and impact of working with an independent board certified patient advocate and the solutions I work toward simply by passing my name and this newsletter along to friends, family members, and colleagues.
Navigating the complexities of the healthcare system can be stressful and time consuming. Contact me so that I can help ease the burden.
Thank you for your support, Ailene Gerhardt, MA, BCPA Independent Board Certified Patient Advocate Founder, Beacon Patient Solutions LLC
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This month’s newsletter includes:Medicare Open Enrollment: October 15 - December 7, 2020Reliable weblinks for COVID-19 information
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I’ve offered 37 talks since 2018 at locations in Brookline, Cambridge, Lexington, Needham, Newton, Wellesley, and Winchester.
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Are you interested in having me speak to a group not based in Massachusetts? Now is the perfect time to arrange a webinar!
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Any change you make during Fall Open Enrollment will take effect January 1
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The Annual Election Period for Medicare (also known as Medicare Open Enrollment) has arrived. It’s the time Medicare health and drug plans can make changes to cost, coverage, and which providers and pharmacies are in their network. October 15 to December 7 is when all people with Medicare can change their Medicare health plans and prescription drug coverage for the following year to better meet their needs. Useful Resources for learning more:Medicare Glossary: https://www.medicare.gov/glossary/aFind Plans at Medicare.gov: where you can see estimates for all your prescriptions.Call 1-800-MEDICARE during Open Enrollment (10/15-12/7/2020).
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Things to Consider When Choosing Medicare Part D and Medicare Advantage Plans
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Do your homework:Make sure to review any correspondence such as “Evidence of Coverage” (EOC) and “Annual Notice of Change” (ANOC) from your health plan or prescription coverage about changes for 2021.Consider all costs involved with Medicare Advantage plans, not just monthly premiumsThink ahead to any major health procedures you expect to have next yearLearn what’s new for 2021:reduced out of pocket costs for Insulin coverageNew offerings in some Medicare Advantage Plans: coverage for telehealth visits; coverage for acupuncture for chronic lower back pain; coverage for non-medical services that impact beneficiaries' health
Seek out Help and Advice:SHINE: Serving the Health Insurance Needs of Everyone: provides FREE unbiased health insurance counseling information and assistance to Massachusetts residents with Medicare, their caregivers and those approaching Medicare eligibility. To find a local counselor in a city or town near you click here.
Do you need assistance in a state other than Massachusetts? Visit the National Program’s website: State Health Insurance Assistance Programs (SHIPs)Useful Articles about Medicare Open Enrollment Available:
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My blog post about navigating your healthcare during this time offers tips on how to be your own best advocate, how to prepare for upcoming appointments and READ MORE
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Schedule a Consultation: Sometimes, the opportunity to ask questions or talk through a healthcare situation is the only immediate service a prospective client may initially need. To assist, I offer the opportunity to schedule a one hour phone consultation to meet that need. Email me to find out more.Patient Advocacy Needs Continue: During this challenging time, patient advocacy needs continue. I’m available to help with reviewing medical bills for accuracy, insurance claim denials, appointment preparation, and more. Visit my client services page to view the full range of services offered.
Are you or do you know a solo ager? The SOLO AGERS Advocacy Initiative was created to meet the support and planning needs of Solo Agers. Initiative members work one-on-one with me to identify and organize healthcare concerns, carefully craft their support team, and learn how to navigate the opportunities and challenges of solo aging. Now is the perfect time to get started!
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Reliable Resources to Stay Informed:
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About Beacon Patient Solutions LLC: Beacon Patient Solutions LLC helps clients navigate the choppy waters of today’s complex healthcare system by empowering them to become educated and confident health care consumers. We are client focused, uniquely knowledgeable, and engage clients to ask the right questions, seek good answers, and secure reliable resources. We provide patient advocacy services in the Greater Boston Area, throughout Massachusetts, and nationwide. Visit our website to learn more: www.beaconpatientsolutions.com.
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